While I agree that whatever Tim is advertising is bullshit at best, some of the claims in this article around income are far from accurate. Wages, purchasing power and the cost of living are a very complex conversation. Tim’s proposal of having 100K in the bank would also mean having that money actually available. Now, if someone earns in the USA 100K, and spends 90K of it every year, it would take them 10 years to actually have a 100K in the bank.